Services
A Licensed Public Adjuster is a licensed insurance professional whom advocates for the policyholder when their property sustains damages.
Our licensed public adjusters become the policyholders representative to advise, manage, report, document and negotiate to maximize our clients payout from their insurance company for their property repairs.
Our licensed Public Adjusters are the only property loss professionals who work for the policyholder.
Retention may occur upon the initial filing of the property claim or when the policyholder feels a claim payment from their insurance company is incorrect and insufficient.
Office of Program and Policy Analysis & Government Accountability study in Florida showed that Licensed Public Adjusters negotiate up to a 747% larger insurance company settlement for property loss claims than the insurance company was anticipating to pay out to the policyholder.
One of many of the benefits of hiring Responsive Public Adjusters is that our payment for services is at zero out of pocket expense.
Responsive Public Adjusters gets paid when we recover money for our client from their insurance claim.
The maximum percentage that a public adjuster in the state of Florida can charge for claim representation is 20% of your total claim payment.
In the event the State Governor declares a state of an emergency, the public adjusters fee is regulated to 10% for any claim made within the first year of the occurrence.
After the first year or the occurrent the maximum percentage fee reverts back to 20%.
Therefore Responsive Public Adjusters doesn’t get paid until we get YOU paid, NO recovery NO fee!
Upon retention our multidisciplinary team of Adjusters and support staff begins to diligently report, document, investigate and negotiate your property damage to properly justify your claim.
Responsive Public Adjusters relieves the stress after experiencing property damage. We proudly take care of the entire claims process!
The Answer is YES!
It’ll be our upmost pleasure to represent you at any given state your claim is in!
Whether it’s newly reported to your insurance company, or have received the incorrect payment amount or simply denied for coverage!
The insurance company has their adjuster fighting to minimize your payment.
You have the right to hire your own adjuster to fight and MAXIMIZE your insurance claim!
Not sure if your property damage is worth reporting?
Please call Responsive Public Adjusters for our initial free claims consultation, policy review and property inspection!